New China net Beijing, December 11 – (by Bai Jiechun, Liu Shiping) reporter on 11th learned from the CBRC, formerly appeared “Fixed asset Loan administration Tentative method” “Project Finance business Direction” carried out is quite smooth. Banking Regulatory Commission requests the banking industry to use new means management loan origination and optimized risk management work as soon as possible.
Banking Regulatory Commission recently held the 90th president conference, “Fixed asset Loan administration Tentative method” “Project Finance business Direction” “Floating capital Loan administration Tentative method” and “Personal loan Management Tentative method” released and in implementation some actual issues has conducted the research and deployment.
The conference believes that in recent years the complicated and diversified domestic and foreign exchange rate situation proposed to the bank sector supervision ability and commercial bank careful management a higher request, this a three means direction will be helpful to promoting the economic domain management level and banking industry Risk Management Capabilities. All levels of supervisory department must improve the management and propaganda, intensifies on-spot check dynamics, the instruction banking and financial institutions constantly raises the credit management level in the execution, uses the new means to manage loan origination and optimized risk management work as soon as possible earnestly. Banking Regulatory Commission requests, in the new loan administration means implementation, must conscientiously complete the following work: First, to begin, to pay special attention to the borrower and beneficiary from the contract document and others depended on the contract union verification approval progress and quality key link. Second, supervisory department must and “Project Finance business Direction” operational practice takes “Fixed asset Loan administration Tentative method” in 2010 on-spot check the important content, investigates the borrower to violate the stipulation with emphasis, breaks up the whole into parts circumvention loan payment and other behaviors. Third, to revise to consummate the non-scene supervision report form as soon as possible, reflected comprehensively addition gives letter situation. Fourth, to pay attention guides big, middle and small bank to take the differentiated development path, avoids the developmental strategy and pattern hastening with. Fifth, to increase right a three means direction the propaganda dynamics, strengthens training, enhances the policy implementation the effect.
It is known that in Banking Regulatory Commission on the loan business making’s supervision laws wholesale, “Fixed asset Loan administration Tentative method” and “Project Finance business Direction” has formally appeared, “Floating capital Loan administration Tentative method” “Personal loan Management Tentative method” also already to social public questionnaire opinion.
(Origin: New China net)
(This article originates: New China net) 
